Payment Options

At Austin Oral Surgery, we take a “no-surprises” approach to your care. Before you begin treatment, you’ll receive a written, itemized statement of fees for the treatments the doctor recommends. We’ll also provide information about your estimated insurance coverage, as well as your options to pay for amounts not covered by your medical or dental insurance plan. AOS offers advanced-level treatment to remedy your situation and improve the quality of your life. Insurance often covers a basic level of service. As a result, some of the treatments recommended by your doctor may not be covered by your insurance plan. We’ll let you know your estimated portion of costs prior to the commencement of treatment.

Payment Methods Accepted

Payment is due at the time of service. You may pay with cash, check, Discover, MasterCard, Amex or Visa. We also accept Flexible Spending Account (FSA) and Health Savings Account (HSA) cards.

Financing

We strive to make treatment as affordable and accessible as possible. In addition to accepting Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA), we offer financing through CareCredit and Healthcare Finance Direct (HFD). HFD has an outstanding 98% approval rate, making it an excellent option for many patients who need flexible payment solutions.

Here is a comparison of our flexible financing options. CareCredit is a healthcare credit card that offers promotional 0% interest periods (typically 6–24 months) — great if you can pay off the balance within the promo window. Healthcare Finance Direct (HFD) is an installment loan with fixed monthly payments, which can be easier to budget for long term. Austin Oral Surgery accepts both — our team can help you decide which is right for your situation.

Insurance

Our staff will gladly file your medical/dental insurance claim and work to maximize your benefits. We ask that you provide us with your dental and medical insurance information a week or more prior to your first appointment so that we can contact your insurance company to verify benefits and confirm coverage.

Financial & Billing Questions

We’re here to help and we promise to do our best. For financial questions before your appointment, please call the office where you are scheduled. For help with a bill, please contact 512-498-0114 or billing@usosm.com.

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